/* ========== GLOBAL ========== */
* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Inter, Arial, sans-serif;
  background: #f5f7fb;
  color: #1f2937;
}

a {
  text-decoration: none;
  color: inherit;
}

/* ========== HEADER ========== */
header {
  background: #ffffff;
  box-shadow: 0 4px 12px rgba(0,0,0,.05);
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav {
  max-width: 1200px;
  margin: auto;
  padding: 15px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.nav h2 {
  color: #2563eb;
}

.nav nav a {
  margin-left: 20px;
  font-weight: 500;
  color: #374151;
}

/* ========== HERO ========== */
.hero {
  background: linear-gradient(135deg,#2563eb,#1e40af);
  color: white;
  padding: 90px 20px;
  text-align: center;
}

.hero h1 {
  font-size: 42px;
}

.hero span {
  color: #facc15;
}

.hero p {
  margin-top: 10px;
  opacity: 0.95;
}

.hero button {
  margin-top: 25px;
  padding: 14px 35px;
  border-radius: 30px;
  border: none;
  background: #facc15;
  font-weight: 600;
  cursor: pointer;
}

/* ========== HIGHLIGHTS ========== */
.highlights {
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(200px,1fr));
  gap: 20px;
  max-width: 1100px;
  margin: -40px auto 40px;
  padding: 0 20px;
}

.highlight-card {
  background: white;
  padding: 25px;
  border-radius: 16px;
  text-align: center;
  box-shadow: 0 15px 30px rgba(0,0,0,.08);
}

.highlight-card h3 {
  color: #2563eb;
}

/* ========== TRUST ========== */
.trust {
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(150px,1fr));
  gap: 15px;
  max-width: 1000px;
  margin: auto;
  padding: 0 20px 40px;
}

.trust div {
  background: white;
  padding: 16px;
  border-radius: 12px;
  text-align: center;
  box-shadow: 0 10px 20px rgba(0,0,0,.06);
  font-weight: 600;
}

/* ========== SECTIONS ========== */
section {
  max-width: 1100px;
  margin: auto;
  padding: 60px 20px;
  overflow: auto;
}

section h2 {
  text-align: center;
  margin-bottom: 30px;
}

/* ========== GRIDS ========== */
.features .grid,
.charges .grid,
.security .grid {
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(220px,1fr));
  gap: 15px;
}

.features .grid div,
.charges .grid div,
.security .grid div {
  background: white;
  padding: 22px;
  border-radius: 14px;
  box-shadow: 0 10px 25px rgba(0,0,0,.06);
}

/* ========== HOW / ELIGIBILITY ========== */
.how ol {
  max-width: 600px;
  margin: auto;
}

.how li {
  margin: 12px 0;
}

.eligibility ul {
  max-width: 600px;
  margin: auto;
  list-style: none;
  padding: 0;
}

.eligibility li {
  background: #f1f5f9;
  padding: 12px;
  margin: 10px 0;
  border-radius: 10px;
}

/* ========== CALCULATOR ========== */
.calculator {
  background: white;
  border-radius: 20px;
  box-shadow: 0 20px 40px rgba(0,0,0,.08);
}

.calculator form {
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(200px,1fr));
  gap: 15px;
}

input, select {
  padding: 14px;
  border-radius: 10px;
  border: 1px solid #d1d5db;
}

button[type="submit"] {
  background: #2563eb;
  color: white;
  border: none;
  padding: 14px;
  border-radius: 10px;
  font-weight: 600;
  cursor: pointer;
}

/* ========== SUMMARY ========== */
.summary {
  margin: 30px 0;
  display: grid;
  grid-template-columns: repeat(auto-fit,minmax(180px,1fr));
  gap: 15px;
}

.summary div {
  background: #f1f5f9;
  padding: 20px;
  border-radius: 14px;
  text-align: center;
  font-weight: 600;
}

.summary span {
  display: block;
  font-size: 22px;
  color: #2563eb;
  margin-top: 8px;
}

/* ========== TABLE ========== */
.table-wrapper {
  overflow-x: auto;
  margin-top: 15px;
}

.table-wrapper::before {
  content: "Swipe to view →";
  font-size: 12px;
  color: #6b7280;
  display: block;
  margin-bottom: 6px;
}

table {
  width: 100%;
  min-width: 700px;
  border-collapse: collapse;
}

th {
  background: #2563eb;
  color: white;
}

th, td {
  padding: 10px;
  border: 1px solid #e5e7eb;
  text-align: center;
}

/* ========== COMPARISON ========== */
.compare-table {
  width: 100%;
  border-collapse: collapse;
}

.compare-table th {
  background: #2563eb;
  color: white;
}

.compare-table th, .compare-table td {
  padding: 12px;
  border: 1px solid #e5e7eb;
}

/* ========== SUPPORT / FAQ ========== */
.support, .faq {
  text-align: center;
}

.faq p {
  max-width: 700px;
  margin: 12px auto;
}

/* ========== FOOTER ========== */
footer {
  background: #020617;
  color: #9ca3af;
  text-align: center;
  padding: 25px;
}

footer a {
  color: #9ca3af;
  margin: 0 5px;
}

.disclaimer {
  font-size: 12px;
  margin-top: 10px;
}

/* ========== UTIL ========== */
.hidden {
  display: none;
}

/* ========== MOBILE ========== */
@media (max-width: 768px) {
  .hero h1 {
    font-size: 28px;
  }

  .calculator form {
    grid-template-columns: 1fr;
  }

  .summary {
    grid-template-columns: 1fr;
  }
}

.user-summary {
  background: #f8fafc;
  border-radius: 16px;
  padding: 20px;
  margin: 20px 0;
  box-shadow: inset 0 0 0 1px #e5e7eb;
}

.user-summary h3 {
  margin-bottom: 10px;
  color: #2563eb;
}

.user-summary p {
  margin: 6px 0;
  font-size: 14px;
}

.consent {
  font-size: 13px;
  display: block;
  margin-top: 10px;
}

.consent a {
  color: #2563eb;
}

.application-details {
  background: #ffffff;
  border-radius: 20px;
  padding: 30px;
  margin: 30px 0;
  box-shadow: 0 20px 40px rgba(0,0,0,.08);
}

.application-details h2 {
  text-align: center;
  margin-bottom: 25px;
  color: #2563eb;
}

.app-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 15px;
}

.app-grid div {
  background: #f8fafc;
  padding: 14px;
  border-radius: 12px;
  font-size: 14px;
}

.status {
  color: #16a34a;
  font-weight: 700;
}

/* ========== POLICY PAGES ========== */

.policy {
  max-width: 900px;
  margin: auto;
  padding: 60px 20px;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 20px 40px rgba(0,0,0,.08);
}

.policy h1 {
  text-align: center;
  margin-bottom: 30px;
  color: #2563eb;
}

.policy h3 {
  margin-top: 25px;
  color: #1e40af;
}

.policy p {
  line-height: 1.7;
  font-size: 15px;
  color: #374151;
}

.policy .updated {
  margin-top: 40px;
  font-size: 13px;
  color: #6b7280;
}